Privacy Policy

Introduction
iKOSTEN (“we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, mobile applications, and related services (“Services”).

By using iKOSTEN, you agree to the terms of this Privacy Policy.

Information We Collect
We may collect the following types of information:

Personal Information: Name, email address, phone number, and other identifiers you provide when registering or using our Services.
Financial Data: Expense records, receipts, payment information, and transaction history.
Usage Data: Information about how you use our Services, including device information, IP address, browser type, and access times.
Location Data: If you enable location services, we may collect your location to improve certain features.
Files and Images: Receipts, invoices, and other documents you upload to the platform.
How We Use Your Information
We use your information to:

Provide, operate, and maintain our Services
Process transactions and manage your account
Improve, personalize, and expand our Services
Communicate with you, including support and updates
Analyze usage and trends to improve user experience
Comply with legal obligations
Sharing Your Information
We do not sell your personal information. We may share your data with:
Service providers who assist in operating our platform (e.g., cloud storage, payment processors)
Legal authorities if required by law or to protect our rights
Other parties with your consent
Data Security
We implement industry-standard security measures to protect your data from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your Rights
Depending on your location, you may have rights to:

Access, correct, or delete your personal information
Object to or restrict certain processing
Withdraw consent at any time
To exercise these rights, contact us at: privacy@ikosten.com

Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience, analyze usage, and deliver personalized content. You can manage your cookie preferences in your browser settings.

Third-Party Links
Our Services may contain links to third-party websites. We are not responsible for the privacy practices of those sites.

Children’s Privacy
iKosten does not knowingly collect personal information from children under 16. If you believe we have collected such information, please contact us to request deletion.

Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

Email: privacy@ikosten.com
Website: www.ikosten.com

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